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ClaimIncurred Claim Ratio vs Claim Settlement Ratio — Which Insurance Metric Actually Matters?
CSR tells you if the insurer pays claims. ICR tells you if it can afford to keep paying them. Both matter, but differently for health and life insurance.
Claims & Support articles
Every claims & support guide from the Policywings desk — plain-English explainers on cover, claims and choosing between insurers.
15 articles
Claim
ClaimClaim Settlement Ratio in India — What It Tells You and What It Doesn't
CSR is the most-cited metric when comparing insurers. It's also frequently misunderstood. Here's what the number actually means, its real limitations…
ClaimTop Reasons Insurance Claims Get Rejected in India — And How to Avoid Every One
Claim rejection is India's biggest insurance complaint. Here are the real, specific reasons claims get rejected — and a practical checklist to make sure…
ClaimTop Reasons Why Your Insurance Claim Gets Rejected
Learn the top reasons why insurance claims get rejected and how to avoid common mistakes. Understand policy terms, documentation, and tips for successful…
ClaimCar Insurance Claim Process in India: Step-by-Step Guide
Whether it’s a little scratch or a big accident, a car insurance claim can save time, money and a lot of unnecessary stress. Sadly, filing a car…
ClaimWFYP Full Form in Insurance: Meaning, Benefits and How It Works
Introduction Upon buying insurance, you will notice different short forms in your policy documents that might confuse you. One of them is WFYP. It’s very…
ClaimEverything you need to know about Credit Insurance in India
Introduction Small and medium enterprises (SMEs) are the support systems of India’s economy which contributes nearly 30% to the GDP and employs millions…
ClaimMediclaim Policy Renewal: What You Must Check Before Renewing
Introduction It might have happened to you or somebody you know that for years you had your mediclaim insurance policy and you were also paying regular…
ClaimHow to Claim Third-Party Insurance After an Accident?
Introduction Accidents can happen to anyone, anytime and even to the most careful drivers. It could be a small scratch or a major car crash; it is not…
ClaimCommon Mistakes When Buying Insurance Online in India (And How to Avoid Them)
Introduction The increase in digital platforms has evolved the way Indians buy financial products, particularly insurance. Only with a few clicks, anyone…
ClaimCashless vs Reimbursement Claims in India: Pros & Cons for Businesses
The process of insurance claims being settled in India plays an important role in forming the overall financial and functional plannings of businesses…
ClaimClaims Advocacy in India: How Insurance Brokers Improve Settlement Outcomes
Introduction The year 2025 saw the Indian insurance policyholders being more aware about their rights than ever before. However, they still find the…
ClaimMediclaim Policy Renewal: What to Check?
Introduction In today’s world, where healthcare expenses are skyrocketing, a mediclaim policy offers a sense of financial security. However, many people…
ClaimHow Third-Party Insurance Keeps You Safe from Legal Claims?
Imagine this: you’re carefully reversing out of a parking space when – crunch! – you accidentally bump into the car behind you. Minor damage, perhaps…
ClaimHow to File a Claim & What Is the Process?
in this blog post, we’ll provide you with a comprehensive guide on how to file an insurance claim effectively.
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